Car Insurance
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Our insurances
Compulsory Third Party Insurance (CTPL)
- Compulsory Third Party Liability (CTPL)
- Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
6 Wheels
- Motorcycle + Motor Car Insurance Package
- Provides protection both against the loss of or damage to the insured vehicle as well as legal liabilities that may arise from the use of the private car and motorcycle unit insured.
- The package consists of a separate Private Car Policy and a Motorcyle Policy.
You Choose
Provides protection based on the preferred coverage chosen by the Insured.
Auto Select
- More affordable Auto Comprehensive Package
- Comprehensive insurance protection with lower premium
- Waived deductible on first claim and lower deductible on succeeding claims
- Servicing of claim repairs to be done in SELECT shops or talleres
Auto Liability
- Liability Guard: Extra Coverage for Third Party Liability
- Car insurance for vehicle owners looking for extra liability coverage on top of the Compulsory Third Party Liability or for liability coverage even for vehicles over 8 years of age. This package covers liabilities arising from damage to someone else’s vehicle or property, and bodily injury or death to a third party. Includes cover for Unnamed Driver and Passenger Personal Accident.
Auto Comprehensive
- Comprehensive car insurance with all your basic coverage needs
- Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties
- Covers Legal Liabilities for third parties in case of death or bodily injury; physical damage to properties arising for the use of the insured vehicle
Auto Comprehensive Plus
- MAPFRE Insurance’s most complete car insurance with all your basic coverage needs PLUS Acts of Nature (AON)* coverage that includes protection from earthquakes or typhoons, including flood
- Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties
- Provides coverage for Acts of Nature including earthquakes, typhoon, flood and other convulsions of nature
- Covers liabilities arising from damage to someone else’s vehicle or property, and bodily injury or death to a third part
Customer Services
Comparative Table of Coverages and Benefits
Insurance Solutions
Coverages/Peril | CTPL | 6 Wheels | You Choose | Auto Select | Auto Liability | Auto Comprehensive | Auto Comprehensive Plus |
---|---|---|---|---|---|---|---|
Compulsory Third Party Liability |
| Optional | Optional | Optional | Optional | Optional | Optional |
Own Damage | X |
| Optional |
| X |
|
|
Theft | X |
| Optional |
| X |
|
|
Fire | X |
| Optional |
| X |
|
|
Excess Liability Insurance Bodily Injury & Property Damage | X |
| Optional |
| Combined limit of Php 200,000 for bodily injury & property damage | Php 200,000 | Php 200,000 |
Unnamed Passenger Personal Accident | Optional | Optional | Optional | Optional | Up to Php 50,000 per passenger & Php 250,000 per vehicle | Up to Php 50,000 per passenger | Up to Php 50,000 per passenger |
Acts of Nature | X | Optional | Optional | Optional | X | X |
|
Strike and Riots | X | Optional | Optional | Optional | X | Optional | Optional |
Supplementary Coverages | CTPL | 6 Wheels | You Choose | Auto Select | Auto Liability | Auto Comprehensive | Auto Comprehensive Plus |
---|---|---|---|---|---|---|---|
Road Assist | Optional with fee | Sedan / SUV only | X |
| Optional with fee |
|
|
Personal Property Cover | X | X | X | X | X |
|
|
Security Glass Etching (Proven Car Theft Deterrent) | X | Sedan / SUV only | X |
| X |
|
|
Cost of Bail Bond** | X | X | X | Php 10,000 | X | Php 10,000 | Php 10,000 |
Increased Towing Expense | X | X | X | X | X |
|
|
** Covers the cost of posting in the bail bond with maximum coverage of Php 10,000, required in the event of a criminal suit in connection with an insured incident.
Disclaimer: For packages with more benefits, please get in touch with us.
For more information, call our Client Service hotline (02) 8876-4400 or email us at teleservice@mapfreinsurance.com.ph
Auto Repair Shop Finder
Look for an authorized repair shop nearest you!
Other Car Insurance Solutions from MAPFRE Insurance
Motor Vehicle Insurance for Businesses
Protect the vehicles that help run your business. We have motor vehicle insurance solutions for fleet accounts that provide comprehensive coverage for a group of automobiles.

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.
FAQs for Car Insurance
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