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Home > Home Insurance

Protect your dream house and the assets that have turned a simple dwelling place into a home. Choose from our residential products that protect your house and its contents. On top of this, enjoy additional benefits for FREE! We also have an insurance solution for liabilities that may arise from accidents in your house.

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Renewals

Firelite

 

  • Special Home Insurance Product
  • No-fuss home package for homeowners who opt for the basic coverage against fire and lightning PLUS Php 200K Personal Accident Cover for the Principal insured.

Home Insurance FIRE

 

  • Basic Homeowners’ or Tenants Insurance Package
  • Ideal for homeowners or tenants looking for basic coverage.
  • Provides protection to your house and its contents against loss or damage caused by fire and lightning.

Home Insurance EARTH

 

  • Basic Homeowners’ or Tenants Insurance Package plus FREE Additional Benefits
  • Ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services.
  • Provides protection to your house and its contents against loss or damage caused by fire, lightning and earthquake. Also provides FREE additional benefits in the form of allowance and assistance services.

Home Insurance WATER

 

  • Superior Homeowners’ or Tenants Insurance Package with Additional Coverage and Benefits
  • Provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely:

         – Earthquake

        – Typhoon

        – Flood (For listed areas only. Available upon inquiry)

        – Extended cover (explosion, falling aircraft, smoke, vehicle impact)

        – Riot, strike and malicious damage

        – Broad Water Damage

        – Robbery

        – Accidental bursting of water tanks, apparatus and pipes 

       

      • Enjoy MORE additional benefits for FREE in the form of allowance, assistance services, personal accident and personal liability coverages.
    Compare the different coverages and benefts of each of our home insurance solutions and choose the best one for you.

    Perils Insured
    FireLite
    Home Insurance FIRE
    Home Insurance EARTH
    Home Insurance WATER
    Fire & Lightning




    Earthquake Fire / ShockXX


    TyphoonXX


    FloodXXX

    Extended CoverageXX


    Riot StrikeXX


    Malicious DamageXX


    Broad Water DamageXXX

    Damage to resident employee's propertiesXXX

    Bursting of Water Tanks,
    Apparatus and Pipes
    XXX

    RobberyXX


    *Note: For listed areas only. Available upon inquiry.

    Supplementary Coverages
    FireLite
    Home Insurance FIRE
    Home Insurance EARTH
    Home Insurance WATER
    Professional FeesXPhp 5,0005% of sum insured5% of sum insured
    Temporary Accommodations
    XPHP 5,000 for 3 months
    5% of sum isured; max. of 3 months
    5% of sum isured; max. of 3 months
    Bereavement Assistance
    XPhp 5,000XX
    ICU Assistance
    XPhp 5,000XX
    Hospitalization Allowance
    XPhp 5,000XX
    Home Assistance
    XPHP 5,000 per service per availment; max of 4
    PHP 5,000 per service per availment; max of 4
    PHP 5,000 per service per availment; max of 4
    Removal of Debris
    XXUp to 5% of sum insured of affected items
    Up to 5% of sum insured of affected items
    Fire Fighting Expense
    XXUp to PHP 20,000
    Up to PHP 20,000
    Residence Employee’s Properties
    XXPHP 5,000 per employee; max. of 4
    PHP 5,000 per employee; max. of 4

    Comprehensive Personal Liability
    FireLite
    Home Insurance FIRE
    Home Insurance EARTH
    Home Insurance WATER
    Bodily Injury (BI) Property Damage (PD)
    XXAggregate of PHP 200,000
    Aggregate of PHP 200,000

    Personal Accident
    FireLite
    Home Insurance FIRE
    Home Insurance EARTH
    Home Insurance WATER
    Accidental Death & Disablement (AD&D)

    PHP 200,000 for Principal Insured
    XAggregate of PHP 200,000
    Aggregate of PHP 200,000
    Medical Expense
    XXAggregate of PHP 5,000
    Aggregate of PHP 5,000

    Personal Accident to Residence Employees
    FireLite
    Home Insurance FIRE
    Home Insurance EARTH
    Home Insurance WATER
    Accidental Death & Disablement (AD&D)

    XXPHP 5,000 per employee
    PHP 5,000 per employee
    Medical Expense
    XXPHP 250 per employee
    PHP 250 per employee

    Benefit: Home Assist

    Learn more about our FREE assistance benefit for our Home Insurance policy holders.

    See more

    home-assist
    Businesses Establishment Insurance

    Find the right insurance solution for your business. We have business establishment insurance that protects your business assets. We also offer FREE additional benefits such as personal accident, general liability, and money insurance coverages.

    Engineering Insurance for Corporations

    Protect your equipment and the construction works of your business. We have a range of insurance solutions that provide coverage for the many assets of the business or company. We also have solutions that provide protection for on-going construction and other civil works.

    Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.