Home Insurance
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For Homeowners and Tenants
Protect your dream house and the assets that have turned a simple dwelling place into a home. Choose from our residential products that protect your house and its contents. On top of this, enjoy additional benefits for FREE! We also have an insurance solution for liabilities that may arise from accidents in your house.
Our insurances
Standard Home Insurance
- Basic Homeowners’ or Tenants Insurance Package
- Home insurance ideal for homeowners or tenants looking for basic coverage. This insurance provides protection to your house and its contents against loss or damage caused by fire and lightning.
Standard Home Insurance with Additional Benefits
- Basic Homeowners’ or Tenants Insurance Package plus FREE Additional Benefits
- Home insurance ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services. This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning and also provides FREE additional benefits in the form of allowance and assistance services.
Comprehensive Home Insurance
- Superior Homeowners’ or Tenants Insurance Package with Additional Coverage and Benefits
- Home insurance for homeowners and tenants looking for a comprehensive cover. This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely, earthquake, typhoon, flood*, riot, strike and malicious damage, extended cover (explosion, falling aircraft, smoke, vehicle impact), broad water damage, accidental bursting of water tanks, apparatus and pipes, and robbery. You will also enjoy MORE additional benefits for FREE in the form of allowance, assistance services, personal accident and personal liability coverages.
*Note: For listed areas only. Available upon inquiry.
Comprehensive Personal Liability
- Comprehensive Personal Liability Insurance for your Home
- An insurance solution that protects you against liabilities to third parties due to accidents that occur at your house (whether owned or rented) or due to acts of negligence that result in the death of or injuries to third parties or of the destruction of or damage to the property of third parties.An insurance solution that protects you against liabilities to third parties due to accidents that occur at your house (whether owned or rented) or due to acts of negligence that result in the death of or injuries to third parties or of the destruction of or damage to the property of third parties.
For more information about the products, call our Client Service hotline (02) 8876 – 4400 or email us at teleservice@mapfreinsurance.com.ph
Comparative Table of Coverages and Benefits
Compare the different coverages and benefts of each of our home insurance solutions and choose the best one for you.
Benefits |
Standard |
Standard with Additional Benefits |
Comprehensive |
|---|---|---|---|
| Relocation Allowance | Does not apply |
maximum of Php 5,000 |
Does not apply |
| Legal Assistance | Does not apply |
maximum of Php 5,000 |
Does not apply |
| Bereavement Assistance | Does not apply |
maximum of Php 5,000 |
Does not apply |
| Hospital Allowance | Does not apply |
maximum of Php 5,000 |
Does not apply |
| ICU Assistance | Does not apply |
maximum of Php 5,000 |
Does not apply |
| Home Assist | Does not apply |
Php 5,000 per service (maximum of 4 availments Nationwide) |
Php 5,000 per service (maximum of 4 availments Nationwide) |
| Removal of Debris | Does not apply |
Does not apply |
5% of Sum Insured of affected item/s |
| Fire Fighting Expenses | Does not apply |
Does not apply |
maximum of Php 20,000 |
| Damage to resident employee's properties | Does not apply |
Does not apply |
Php 5,000/employee (max. of 4) |
| Professional Fees | Does not apply |
Does not apply |
5% of Sum Inured |
| Temporary Accomodation Expenses | Does not apply |
Does not apply |
5% of Sum Insured for 3 months |
| Liability to the Public | Does not apply |
Does not apply |
maximum of Php 200,000 |
| Personal Accident for: Family member | Does not apply |
Does not apply |
Php 5,000/employee (maximum of 4) |
| Personal Accident for: Residence Employee | Does not apply |
Does not apply |
Php 5,000/employee (maximum of 4) |
Perils |
Standard |
Auto Liability |
Comprehensive Car Insurance with AON |
|---|---|---|---|
| Fire | |
|
|
| Lightning | |
|
|
| Earthquake | Does not apply |
Does not apply |
|
| Typhoon | Does not apply |
Does not apply |
|
| Flood* | Does not apply |
Does not apply |
|
| Extended Cover (Smoke,Falling aircraft, vehicle impact,explosion) | Does not apply |
Does not apply |
|
| Robbery | Does not apply |
Does not apply |
|
| Broad Water Damage | Does not apply |
Does not apply |
|
| Bursting of Water Tanks, Apparatus and Pipes | Does not apply |
Does not apply |
|
*Note: For listed areas only. Available upon inquiry.
Learn more about our FREE assistance benefit for our Home Insurance policy holders
Home Assist
Learn more about our FREE assistance benefit for our Home Insurance policy holders.
Other Property Insurance solutions from MAPFRE Insurance
Businesses Establishment Insurance
Find the right insurance solution for your business. We have business establishment insurance that protects your business assets. We also offer FREE additional benefits such as personal accident, general liability, and money insurance coverages.
Engineering Insurance for Corporations
Protect your equipment and the construction works of your business. We have a range of insurance solutions that provide coverage for the many assets of the business or company. We also have solutions that provide protection for on-going construction and other civil works.
Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.
Home Assist
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