Home Insurance
For Homeowners and Tenants
Protect your dream house and the assets that have turned a simple dwelling place into a home. Choose from our residential products that protect your house and its contents. On top of this, enjoy additional benefits for FREE! We also have an insurance solution for liabilities that may arise from accidents in your house.
Our insurances
Firelite
- Special Home Insurance Product
- No-fuss home package for homeowners who opt for the basic coverage against fire and lightning PLUS Php 200K Personal Accident Cover for the Principal insured.
Home Insurance FIRE
- Basic Homeowners’ or Tenants Insurance Package
- Ideal for homeowners or tenants looking for basic coverage.
- Provides protection to your house and its contents against loss or damage caused by fire and lightning.
Home Insurance EARTH
- Basic Homeowners’ or Tenants Insurance Package plus FREE Additional Benefits
- Ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services.
- Provides protection to your house and its contents against loss or damage caused by fire, lightning and earthquake. Also provides FREE additional benefits in the form of allowance and assistance services.
Home Insurance WATER
- Superior Homeowners’ or Tenants Insurance Package with Additional Coverage and Benefits
- Provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely:
– Earthquake
– Typhoon
– Flood (For listed areas only. Available upon inquiry)
– Extended cover (explosion, falling aircraft, smoke, vehicle impact)
– Riot, strike and malicious damage
– Broad Water Damage
– Robbery
– Accidental bursting of water tanks, apparatus and pipes
- Enjoy MORE additional benefits for FREE in the form of allowance, assistance services, personal accident and personal liability coverages.
Comparative Table of Coverages and Benefits
Compare the different coverages and benefts of each of our home insurance solutions and choose the best one for you.
Perils Insured | FireLite | Home Insurance FIRE | Home Insurance EARTH | Home Insurance WATER |
|---|---|---|---|---|
| Fire & Lightning | | | | |
| Earthquake Fire / Shock | X | X | | |
| Typhoon | X | X | | |
| Flood | X | X | X | |
| Extended Coverage | X | X | | |
| Riot Strike | X | X | | |
| Malicious Damage | X | X | | |
| Broad Water Damage | X | X | X | |
| Damage to resident employee's properties | X | X | X | |
| Bursting of Water Tanks, Apparatus and Pipes | X | X | X | |
| Robbery | X | X | | |
*Note: For listed areas only. Available upon inquiry.
Supplementary Coverages | FireLite | Home Insurance FIRE | Home Insurance EARTH | Home Insurance WATER |
|---|---|---|---|---|
| Professional Fees | X | Php 5,000 | 5% of sum insured | 5% of sum insured |
| Temporary Accommodations | X | PHP 5,000 for 3 months | 5% of sum isured; max. of 3 months | 5% of sum isured; max. of 3 months |
| Bereavement Assistance | X | Php 5,000 | X | X |
| ICU Assistance | X | Php 5,000 | X | X |
| Hospitalization Allowance | X | Php 5,000 | X | X |
| Home Assistance | X | PHP 5,000 per service per availment; max of 4 | PHP 5,000 per service per availment; max of 4 | PHP 5,000 per service per availment; max of 4 |
| Removal of Debris | X | X | Up to 5% of sum insured of affected items | Up to 5% of sum insured of affected items |
| Fire Fighting Expense | X | X | Up to PHP 20,000 | Up to PHP 20,000 |
| Residence Employee’s Properties | X | X | PHP 5,000 per employee; max. of 4 | PHP 5,000 per employee; max. of 4 |
Extensions
Comprehensive Personal Liability | FireLite | Home Insurance FIRE | Home Insurance EARTH | Home Insurance WATER |
|---|---|---|---|---|
| Bodily Injury (BI) Property Damage (PD) | X | X | Aggregate of PHP 200,000 | Aggregate of PHP 200,000 |
Personal Accident | FireLite | Home Insurance FIRE | Home Insurance EARTH | Home Insurance WATER |
|---|---|---|---|---|
| Accidental Death & Disablement (AD&D) | PHP 200,000 for Principal Insured | X | Aggregate of PHP 200,000 | Aggregate of PHP 200,000 |
| Medical Expense | X | X | Aggregate of PHP 5,000 | Aggregate of PHP 5,000 |
Personal Accident to Residence Employees | FireLite | Home Insurance FIRE | Home Insurance EARTH | Home Insurance WATER |
|---|---|---|---|---|
| Accidental Death & Disablement (AD&D) | X | X | PHP 5,000 per employee | PHP 5,000 per employee |
| Medical Expense | X | X | PHP 250 per employee | PHP 250 per employee |
Benefit: Home Assist
Learn more about our FREE assistance benefit for our Home Insurance policy holders.
Other Property Insurance solutions from MAPFRE Insurance
Businesses Establishment Insurance
Find the right insurance solution for your business. We have business establishment insurance that protects your business assets. We also offer FREE additional benefits such as personal accident, general liability, and money insurance coverages.
Engineering Insurance for Corporations
Protect your equipment and the construction works of your business. We have a range of insurance solutions that provide coverage for the many assets of the business or company. We also have solutions that provide protection for on-going construction and other civil works.
Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.