Skip to Content

Car Insurance

Car Insurance

You Can Count on Us

Have you experienced inconvenient roadside emergencies and loss and damage claims? Find the best car insurance solution that promptly answers to your needs. We have a selection of packages ranging from the simplest to the most complete paired with unique benefits and services that you can count on for emergency assistance and quick claims processing.

Compulsory Thid Party Liability Insurance

Compulsory Thid Party Liability Insurance

Compulsory Third Party Liability (CTPL)

​Third Party Liability coverage that is required by law upon vehicle registration. This provides protection from liabilities arising from death of or bodily injury to third parties.
CTPL with Road Assistance

CTPL with Road Assistance

 Car insurance for vehicle owners looking for the simplest solution. This package provides the Compulsory Third Party Liability coverage and Road Assistance, an assistance service that takes care of all roadside and accident assistance needs through a dedicated hotline number. This service is provided by IBERO ASISTENCIA, a MAPFRE sister company, the leading assistance service provider in the country. 

Additional Liability Insurance

Auto Liability Insurance

Liability Guard: Extra Coverage for Third Party Liability

​Car insurance for vehicle owners looking for extra liability coverage on top of the Compulsory Third Party Liability or for liability coverage even for vehicles over 8 years of age. This package covers liabilities arising from damage to someone else's vehicle or property, and bodily injury or death to a third party. Includes cover for Unnamed Driver and Passenger Personal Accident.

Comprehensive Car Insurance

Comprehensive Car Insurance

Comprehensive car insurance with all your basic coverage needs PLUS FREE additional benefits

  • Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties

  • Covers Legal Liabilities for third parties in case of death or bodily injury; physical damage to properties arising for the use of the insured vehicle

  • Comes with FREE additional benefits

Comprehensive Car Insurance with Acts of Nature Coverage

Comprehensive Car Insurance with Acts of Nature Coverage

MAPFRE INSULAR's most complete car insurance with all your basic coverage needs PLUS Acts of Nature (AON)* coverage that includes protection from earthquakes or typhoons, including flood PLUS FREE additional benefits

  • Provides protection against accidental loss and damage to the vehicle due to: accidental collision and overturning, fire and lightning, explosion, theft and burglary; self ignition and malicious acts by third parties

  • Provides coverage for Acts of Nature including earthquakes, typhoon, flood and other convulsions of nature

  • Covers liabilities arising from damage to someone else's vehicle or property, and bodily injury or death to a third party

  • Comes with FREE additional benefits

  • SPECIAL FEATURE: Avail of special rewards and discounts*

*Available upon inquiry.

Comparative Table of Coverages and Benefits

Compare the different coverages and benefts of each of our car insurance solutions and choose the best one for you.

 

Insurance Solutions
CoverageCTPLAuto LiabilityComprehensive Car InsuranceComprehensive Car Insurance with AON
Compulsory Third Party Liability OptionalOptionalOptional
Excess Liability Insurance: Bodily InjuryXCombined Limit of Php 200,000 for Bodily Injury and Property DamagePhp 200,000 Php 200,000
Excess Liability Insurance: Property DamageXCombined Limit of Php 200,000 for Bodily Injury and Property Damage Php 200,000 Php 200,000
Loss and DamageXXFMV / SRAFMV / SRA
Acts of NatureXXXFMV / SRA
Unnamed Passenger Personal AccidentXUp to Php 50,000 Per PassengerUp to Php 50,000 Per PassengerUp to Php 50,000 Per Passenger
Key BenefitsCTPLAuto LiabilityComprehensive Car InsuranceComprehensive Car Insurance with AON
Auto Rapido (Fastest and Most Convenient Claims Service)XX
Road Assist XX
Security Glass Etching (Proven Car Theft Deterrent)XX
Legal Assistance
Cost of Bail BondXPhp 10,000Php 10,000Php 10,000
Road AssistXX
Increased Towing ExpenseXX
Disclaimer: For packages with more benefits, please get in touch with us.
Why Choose MAPFRE Insular for My Car

Why Choose MAPFRE INSULAR for My Car

Free Additional Benefits

We have free additional benefits and services that expedite your claims processing and provide extra protection and assistance for you and your car. Find out more by clicking on the links below.


What Sets us apart

Insurance can vary in coverage and benefits, but the one point of contact that will tell the difference from one insurance company and the other is in the journey with your insurance provider when the time comes for you to call upon your insurance policy.

Did you know that 1 out of every 4 car owners needs to use his or her insurance every year?. It is during this moment wherein you have to claim that the real difference between one insurance provider from another surfaces.

Let us share with you two infographics on:

For more information, call our Teleservice hotline (02) 876 - 4400 or email us at teleservice@mapfreinsular.com

Other Car related Services of MAPFRE INSULAR:

Other Car Insurance Solutions from MAPFRE INSULAR:

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insular.
Back to top