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Home Insurance

Standard Home Insurance

Standard Home Insurance

Basic Homeowners' or Tenants Insurance Package

​Home insurance ideal for homeowners or tenants looking for basic coverage. This insurance provides protection to your house and its contents against loss or damage caused by fire and lightning. 

Standard Home Insurance with Additional Benefits

Standard Home Insurance with Additional Benefits

Basic Homeowners' or Tenants Insurance Package plus FREE Additional Benefits

Home insurance ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services. This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning and also provides FREE additional benefits in the form of allowance and assistance services.

Comprehensive Home Insurance

Comprehensive Home Insurance

Superior Homeowners' or Tenants Insurance Package with Additional Coverage and Benefits

Home insurance for homeowners and tenants looking for a comprehensive cover.  This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely, earthquake, typhoon, flood*, riot, strike and malicious damage, extended cover (explosion, falling aircraft, smoke, vehicle impact), broad water damage, accidental bursting of water tanks, apparatus and pipes, and robbery. You will also enjoy MORE additional benefits for FREE in the form of allowance, assistance services, personal accident and personal liability coverages.

*Note: For listed areas only. Available upon inquiry.

Comprehensive Personal Liability

Comprehensive Personal Liability

Comprehensive Personal Liability Insurance for your Home

An insurance solution that protects you against liabilities to third parties due to accidents that occur at your house (whether owned or rented) or due to acts of negligence that result in the death of or injuries to third parties or of the destruction of or damage to the property of third parties.


For more information about the products, call our Teleservice hotline (02) 876 - 4400 or email us at teleservice@mapfreinsular.com

Comparative Table of Coverages and Benefits

Compare the different coverages and benefts of each of our home insurance solutions and choose the best one for you.

BenefitsStandardStandard with Additional BenefitsComprehensive
Relocation AllowanceXmaximum of Php 5,000X
Legal AssistanceXmaximum of Php 5,000X
Bereavement AssistanceXmaximum of Php 5,000X
Hospital AllowanceXmaximum of Php 5,000X
ICU AssistanceXmaximum of Php 5,000X
Home AssistXPhp 5,000 per service (maximum of 4 availments Nationwide)Php 5,000 per service (maximum of 4 availments Nationwide)
Removal of DebrisXX5% of Sum Insured of affected item/s
Fire Fighting ExpensesXXmaximum of Php 20,000
Damage to resident employee's propertiesXXPhp 5,000/employee (max. of 4)
Professional FeesXX5% of Sum Inured
Temporary Accomodation ExpensesXX5% of Sum Insured for 3 months
Liability to the PublicXXmaximum of Php 200,000
Personal Accident for: Family memberXXPhp 5,000/employee (maximum of 4)
Personal Accident for: Residence EmployeeXXPhp 5,000/employee (maximum of 4)
PerilsStandardStandard with Additional BenefitsComprehensive
Fire
Lightning
EarthquakeXX
TyphoonXX
Flood*XX
Extended Cover (Smoke,Falling aircraft, vehicle impact,explosion)XX
RobberyXX
Broad Water DamageXX
Bursting of Water Tanks, Apparatus and PipesXX

*Note: For listed areas only. Available upon inquiry.

Learn more about our FREE assistance benefit for our Home Insurance policy holders:

  • Home Assist

    Home Assist

    Learn more about our FREE assistance benefit for our Home Insurance policy holders.

    See more

Other Property Insurance solutions from MAPFRE INSULAR:

  • Establishment Insurance

    Businesses Establishment Insurance

    Find the right insurance solution for your business. We have business establishment insurance that protects your business assets. We also offer FREE additional benefits such as personal accident, general liability, and money insurance coverages.

    See more

  • Engineering Insurance

    Engineering Insurance for Corporations

    Protect your equipment and the construction works of your business. We have a range of insurance solutions that provide coverage for the many assets of the business or company. We also have solutions that provide protection for on-going construction and other civil works.

    See more

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE INSULAR.
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