Accident
Insurance
For You and Your Loved Ones
Our insurances
- Accident Saver’s Advantage Plan
- As mother or father you know the amount of effort and sacrifice entailed in providing the best future for your children.
- We offer two types of plans: Plan 500 and Plan 1000. Each plan covers you anywhere in the world, 24 hours a day.
- Hospital Cash Protection Plan
- Being confined can be costly. Protect yourself from the many hospital fees you will have to pay during confinement. The Hospital Cash Protection Plan is a hassle-free plan that provides you with a fixed daily cash benefit in case of hospital confinement due to a sickness or injury.
- We have two plans you may choose from based on your protection needs: Plan 1000 and Plan 2000.
- Household Employee’s Plan
- A personal accident and daily hospitalization cash plan especially designed for helpers.
- Superior Personal Accident Insurance Plan*
- Superior and comprehensive personal accident insurance with readily available high coverage up to a maximum of Php 5,000,000.00. There are four plans to choose from depending on your desired limit.
Accident Insurance for Breadwinners and Their Families Plans
What consquences will you face in the event of serious accident of the family breadwinner? This accident insurance is designed to protect your family against the consequences of an unexpected fatal accident of your family breadwinner.
Accident insurance that is ideal for the breadwinner of the family. It provides protection for the head of the family and the family members in case of death or permanent disability of the head or breadwinner due to an accident. This comprehensive personal accident insurance includes additional assistance benefits aside from the standard accidental death and permanent disability benefits. Examples of the additional assistance benefits of the package are funeral/burial assistance, monthly shelter allowance for the family, yearly educational assistance, and annual hospitalization benefit for dependents.
Name | Payable | |
|---|---|---|
Accidental Death | Plan 500 | Plan 1000 |
| Death Benefit - lump sum amount | Php 500,000 | Php 1,000,000 |
| Funeral/Burial Assistance | 25,000 | 50,000 |
| Family's Monthly Shelter Allowance for 1 year | 5,000 | 10,000 |
| Yearly Educational Assistance (per child, for 5 years, up to 4 children) | 30,000 | 50,000 |
| Annual Hospitalization of Dependents(up to 5 years) | 10,000 | 20,000 |
Accidental Permanent Disablement | ||
| Total and Permanent Disablement (total loss of both eyes/ two limbs/ both limbs/both feet) | 500,000 | 1.000,000 |
| Monthly Pension for 1 year | 5,000 | 10.000 |
Medical Reimbursement 10,000 20,000 | ||
Hospital Cash Protection Plans
Plan 1000 | Plan 2000 | |
|---|---|---|
| Daily Cash Benefit | Php 1,000 | Php 2,000 |
| ICU Confinement | 1,500 | 3,000 |
| Surgical Benefit | 10,000 | 20,000 |
| Personal Accident | 250,000 | 500,000 |
Other Features:
Hospital CASH BENEFITS paid directly to YOU, not to a doctor or hospital.·
NO MEDICAL EXAMINATION required. Just fill-out the application form and choose the plan that suits your needs.·
All hospitalization benefits start from the FIRST DAY of confinement.·
PLAN CAN BE EXTENDED TO COVER:Your SPOUSE up to 100% of the principal benefits.Your dependent CHILDREN, single & up to 21 years of age at 75% of the principal benefits.·
LOW and AFFORDABLE premium·
CONVENIENT PAYMENT OPTIONS – annual, six months or three months payment mode.
NO CLAIM BONUS: If you do not claim for consecutive years, you get a 10% increase in hospitalization benefits per year, up to a a maximum of 50%. Here are the maximum limits you may get from the NO CLAIM BONUS special feature.
Maximum No Claim Bonus | ||
|---|---|---|
Plan 1000 | Plan 2000 | |
| Daily Cash Benefit | Php 1,500 | Php 3,000 |
| ICU Confinement | 2,250 | 4,500 |
| Surgical Benefit | 15,000 | 30,000 |
Household Employee Accident Insurance Plans
Benefits | Plan 50 | Plan 100 | Plan 150 |
|---|---|---|---|
| Accidental Death & Permanent Disablement | Php 50,000 | Php 100,000 | Php 150,000 |
| Accidental Medical Reimbursement | 5,000 | 10,000 | 15,000 |
| Daily Hospital Income (maximum of 15 days accident and covered illnesses) | 200/day | 200/day | 200/day |
| Unprovoked Murder and Assault | 50,000 | 100,000 | 150,000 |
| Accidental Burial Expense | 5,000 | 10,000 | 15,000 |
Special Features:
Transferability of the insured household helper up to two times during the policy period
No medical examination required
Double accidental death benefit if the household help is riding in the employer’s owned vehicle.
PREMIER Personal Accident Insurance Benefits
Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
| Accidental Death & Disablement | Php 2,000,000 | Php 3,000,000 | Php 4,000,000 | Php 4,000,000 |
| Unprovoked Murder and Assault | 2,000,000 | 3,000,000 | 4,000,000 | 4,000,000 |
| Medical Reimbursemen | Php 100,000 100,000 | |||
| Burial Expense | ||||
For more information about the products, call our Client Service hotline (02) 8876 – 4400 or email us at teleservice@mapfreinsurance.com.ph
Other Accident Insurance Solutions from MAPFRE Insurance
Accident Insurance for Employees
Are you looking for accident insurance for your employees? We have a group personal accident insurance solution that you may customize based on the coverage you want for your employees.
Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.
FAQs