Accident Insurance

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Accidents are part of everyone’s life and it’s best to be prepared. Preventing the consequence of accidents that affect you and the ones you love most will help you to live your life with confidence. Here you can find the best insurance solution for accidents. Choose your preferred personal accident insurance with coverages and benefits that answer to your and your beneficiaries’ immediate emergency assistance needs.
Accident Insurance for Breadwinners and Their Families

 

  • Accident Saver’s Advantage Plan
  • As mother or father you know the amount of effort and sacrifice entailed in providing the best future for your children.
  • We offer two types of plans: Plan 500 and Plan 1000. Each plan covers you anywhere in the world, 24 hours a day.
Hospital Cash Protection

 

  • Hospital Cash Protection Plan
  • Being confined can be costly. Protect yourself from the many hospital fees you will have to pay during confinement. The Hospital Cash Protection Plan is a hassle-free plan that provides you with a fixed daily cash benefit in case of hospital confinement due to a sickness or injury.
  • We have two plans you may choose from based on your protection needs: Plan 1000 and Plan 2000.
Household Employee Accident Insurance

 

  • Household Employee’s Plan
  • A personal accident and daily hospitalization cash plan especially designed for helpers.
PREMIER Personal Accident Insurance

 

  • Superior Personal Accident Insurance Plan*
  • Superior and comprehensive personal accident insurance with readily available high coverage up to a maximum of Php 5,000,000.00. There are four plans to choose from depending on your desired limit.

What consquences will you face in the event of serious accident of the family breadwinner? This accident insurance is designed to protect your family against the consequences of an unexpected fatal accident of your family breadwinner.

Accident insurance that is ideal for the breadwinner of the family. It provides protection for the head of the family and the family members in case of death or permanent disability of the head or breadwinner due to an accident. This comprehensive personal accident insurance includes additional assistance benefits aside from the standard accidental death and permanent disability benefits. Examples of the additional assistance benefits of the package are funeral/burial assistance, monthly shelter allowance for the family, yearly educational assistance, and annual hospitalization benefit for dependents.

Name
Payable
Accidental Death
Plan 500
Plan 1000
Death Benefit - lump sum amount
Php 500,000
Php 1,000,000
Funeral/Burial Assistance
25,000
50,000
Family's Monthly Shelter Allowance for 1 year
5,000
10,000
Yearly Educational Assistance (per child, for 5 years, up to 4 children)
30,000
50,000
Annual Hospitalization of Dependents(up to 5 years)
10,000
20,000
Accidental Permanent Disablement
Total and Permanent Disablement (total loss of both eyes/ two limbs/ both limbs/both feet)
500,000
1.000,000
Monthly Pension for 1 year
5,000
10.000
Medical Reimbursement
10,000
20,000
Plan 1000
Plan 2000
Daily Cash Benefit
Php 1,000
Php 2,000
ICU Confinement
1,500
3,000
Surgical Benefit
10,000
20,000
Personal Accident
250,000
500,000

Other Features:

  • Hospital CASH BENEFITS paid directly to YOU, not to a doctor or hospital.·

  • NO MEDICAL EXAMINATION required. Just fill-out the application form and choose the plan that suits your needs.· 

  • All hospitalization benefits start from the FIRST DAY of confinement.·

  • PLAN CAN BE EXTENDED TO COVER:Your SPOUSE up to 100% of the principal benefits.Your dependent CHILDREN, single & up to 21 years of age at 75% of the principal benefits.·

  • LOW and AFFORDABLE premium·

  • CONVENIENT PAYMENT OPTIONS – annual, six months or three months payment mode.

NO CLAIM BONUS: If you do not claim for consecutive years, you get a 10% increase in hospitalization benefits per year, up to a a maximum of 50%. Here are the maximum limits you may get from the NO CLAIM BONUS special feature.

Maximum No Claim Bonus
Plan 1000
Plan 2000
Daily Cash Benefit
Php 1,500
Php 3,000
ICU Confinement
2,250
4,500
Surgical Benefit
15,000
30,000
Benefits
Plan 50
Plan 100
Plan 150
Accidental Death & Permanent Disablement
Php 50,000
Php 100,000
Php 150,000
Accidental Medical Reimbursement
5,000
10,000
15,000
Daily Hospital Income (maximum of 15 days accident and covered illnesses)
200/day
200/day
200/day
Unprovoked Murder and Assault
50,000
100,000
150,000
Accidental Burial Expense
5,000
10,000
15,000

Special Features:

  • Transferability of the insured household helper up to two times during the policy period

  • No medical examination required

  • Double accidental death benefit if the household help is riding in the employer’s owned vehicle.

Benefits
Plan 1
Plan 2
Plan 3
Plan 4
Accidental Death & Disablement
Php 2,000,000
Php 3,000,000
Php 4,000,000
Php 4,000,000
Unprovoked Murder and Assault
2,000,000
3,000,000
4,000,000
4,000,000
Medical Reimbursemen
Php 100,000
100,000
Burial Expense
*Note: Available for class A, B and C occupational risks. See the complete list here PDF (55 KB)

For more information about the products, call our Client Service hotline (02) 8876 – 4400 or email us at teleservice@mapfreinsurance.com.ph

Other Accident Insurance Solutions from MAPFRE Insurance

Accident Insurance for Employees

Are you looking for accident insurance for your employees? We have a group personal accident insurance solution that you may customize based on the coverage you want for your employees.

See more

accident-insurance-employees-solution

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusions and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insurance.

FAQs for Accident Insurance

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